HADA DBANK-first Digital Bank to fuse Islamic Banking modules with Blockchain technology Desember 21, 2017 HADA DBANK-first Digital Bank to fuse Islamic Banking modules with Blockchain technology




Banking. AS IT SHOULD BE.

Here at Hada DBank, we aim to be different from conventional banking. In fact, we are the first Digital Bank to fuse Islamic Banking modules with Blockchain technology. Islamic banking is not just for Muslims. This is for everyone. It represents something – transparency and sharing of risks.

We aspire to be an organisation that ' only ' in the financial industry. 2007-2008 financial crisis serves as a grim reminder of how some players are responsible can be reversed throughout the industry, puts millions in financial ruins. Islamic banking, due to its transparency, advantages and disadvantages of sharing that concept, would minimize market manipulation and eliminating other accidents domino.

Islamic banks less risky and more resistant than their peers, because they are aspects of bank capital requirements and deposit mobilization. Compared to conventionalbanking, Islamic banking to depositors are entitled to be informed about what the bank with their money. They also have a say in where their money should be invested. Islamic banks are also trying to avoid the interest at all levels of financial transactions and promote the sharing of risks between the lender and the borrower.

There are two basic principles in Islamic banking. One of them is the sharing of profit and loss; and two, significantly, the prohibition of the collection and payment of interest by the lenders and investors. Collect the flowers or "Usury" was not allowed under Islamic law. In terms of profit, the bank and its customers to share in the proportions agreed earlier. In case of loss, all financial losses will then be borne by the lender. In addition, bank Islam could not create debt without goods and services to return (i.e. physical assets including machinery, equipment, and supplies). Therefore, savings deposits and investments with DBank we will be backed by physical assets such as precious metals and gemstones.

KEY FEATURES

Free encrypted Account & e-Wallet

  • Smartphone-banking App
  • non-smart Mobile phones-SMS/USSD code

Savings withdrawal &
  • a minimum of 5% savings return per year
  • no charge tethering
Transfer, Remittance Of Foreign &

  • Free Transfer/remittance of funds (FIAT & Cryptocurrency) between personal savings accounts and e-wallet
  • 0% foreign transaction fee through HADA Exchange (between cryptocurrencies). There is no fee at the main FIAT currencies for FIAT < > crypto exchanges
  • connect with partners or open fire for a better rate for other currencies

Loan investment &
  • 0% interest loans.
  • 10% minimum investment return
Real-time payments

Real-time payments using HADACoin and Cryptocurrencies other signs through ourDebit card

Bot & AI

HUDA (Bot)

Personal financial management & assistant

Manage everyday spending within limits set by you or through your account balance. Tell bill payments and automate & through prioritized schedule. Long-term planning aided & financial goals short term.

HADI (AI)

Personal financial advisor (Basic)

Collect real time data from across different platforms and market trends. Calculate to generate an unbiased financial advice for your investment.

HADACoin & your savings backed by a valuable assets like precious metals and gems & insured based on Islamic Banking principles to your peace of mind


THE INITIAL COINAGE PRE-REGISTRATION OFFER
(PRE-ICO)

We intend to raise capital for the development of his HADACoin DBANK via HADA. Buyers will be able to use HADACoin to perform banking transactions or everyday activities. Our customers will be issued with a Debit card, allowing them to conduct transactions with us HADACoin, in our banking platforms or other traders globally.

A total of 500 million HADACoins will be issued. 295 million coins will be offered for sale. From 295 million coins, 20 million will be allocated to private investors and institutional buyers. 50 million coins 275 million will be released during the pre-ICO exercise and the remaining 225 million coins will be released in the ICO we exercise in the near future. Coins of 10 million will be allocated to the gift campaign.

35% of capital through training pre-ICO we will be allocated to R&D (Research & Development). 7 labs will be set up in 5 years where the lab 1 and 2 will be based in Switzerland and Estonia respectively.

OPEX (operating expenditure) will make 30% of the budget. The hiring of the Executive Management will be our main activity under this sector, to ensure that the best partners and talent from related industries joined HADA DBANK management and operations.

CAPEX (capital expenditure) will receive 20% of the capital raised. Among the activities will be acquiring the needed spark plugs

More Information:



BY : wily27

ETH : 0x31F5A81e9a6C8295423bDBDCC572a48c247BaE2F

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